Overpayment Calculator
See how extra payments could change your plan
A simple way to explore the effect of overpaying
Use this page to understand how additional payments may affect your balance and whether it fits your budget.
- Estimate the impact of extra payments
- Check whether overpaying feels comfortable
- Use it as part of a wider mortgage conversation
What to consider
Monthly budget
Only overpay if the amount is comfortable.
Balance impact
See how the mortgage balance may reduce.
Term length
Think about whether you want to shorten the term.
Other goals
Keep a buffer for savings and day-to-day spending.
More information
How it works
Good to know
Frequently asked questions
Should I overpay every month?
Only if it still leaves enough room for your other priorities.
Can overpayments reduce the term?
They can, depending on the product terms and your payment pattern.
Connect with us
Listening to what you have to say about our services matters to us.