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MORTGAGES

Find the right route to buying, moving or remortgaging

First Time Buyer

Helping you take the first step onto the property ladder.

  • Guidance for first-time buyers
  • Fixed and variable options
  • Support through the application journey
  • Subject to status and affordability

Mortgages are subject to status, affordability and applicable terms and conditions.

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95% Mortgages

A low-deposit route for eligible buyers.

  • Higher loan-to-value options
  • Useful when your deposit is smaller
  • Available subject to criteria
  • Support from application to completion

Mortgages are subject to status, affordability and applicable terms and conditions.

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Remortgage

Review your current deal and see whether a new one suits you better.

  • Switch at the end of a fixed term
  • Raise extra funds if suitable
  • Review your rate and term options
  • Subject to status and affordability

Mortgages are subject to status, affordability and applicable terms and conditions.

Find out more

Buy To Let

For borrowers purchasing property to rent out.

  • Options for landlords and investors
  • Tailored criteria for buy-to-let lending
  • Fixed and variable rates available
  • Subject to status and affordability

Mortgages are subject to status, affordability and applicable terms and conditions.

Find out more

Existing Homeowner

Options if you already own a property and want to move or borrow more.

  • Move home with a new mortgage
  • Borrow more if needed and suitable
  • Choose from a range of terms
  • Subject to status and affordability

Mortgages are subject to status, affordability and applicable terms and conditions.

Find out more

Mortgage Rates

Check the latest borrowing rates in one place.

  • Compare fixed and variable options
  • See product examples and key terms
  • Review what works for your budget
  • Subject to status and affordability

Mortgages are subject to status, affordability and applicable terms and conditions.

Find out more

Armed Forces Personnel

Mortgage support for serving and ex-serving personnel.

  • Support tailored to service life
  • Options for movers and first-time buyers
  • Guidance from specialists
  • Subject to status and affordability

Mortgages are subject to status, affordability and applicable terms and conditions.

Find out more

Additional information

First time buyer

Start with a route that supports your first purchase.

Low deposit

See options designed for smaller deposits.

Remortgage

Review your current deal when your term ends.

Buy to let

Mortgage options for rental property purchasers.

Definitions

APR is the annual percentage rate. It helps you compare mortgage borrowing costs across products.

Affordability means we assess whether repayments fit your circumstances.

Representative example shows the rate that at least 51% of successful applicants are expected to receive.

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