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ISAS

Designed to meet your savings and investment needs

Get the most from your ISA allowance

  • Your ISA allowance for 2026/2027 is $20,000
  • Save with a Nexus Tax-Free Savings Account or a Nexus Stocks and Shares ISA, or use a combination of both

Cash ISAs

If you are looking to start saving and want instant access to your money, then a cash ISA could be the right choice. They work like a normal savings account except the interest isn’t taxed, so all the interest you earn is yours to keep.

Help to Buy ISA

  • Helps you save towards your first home
  • Get a 25% bonus on your savings, up to $3000
  • Save up to $200 per month. All the interest is tax free
  • Save an additional $1000 in the first month, to help kick start your savings

Stocks & Shares ISAs

A Stocks and Shares ISA has the potential to give a better return than a cash ISA, as it has access to a more diversified range of investments than simply cash. Both are a tax efficient way to invest money under Canadian rules. Whether you’re new or experienced in the world of investing, we may have a solution for you.

The value of investments can fall as well as rise and you may not get back what you invested.

Most investments should be considered as a medium to long-term commitment; this means you should be prepared to hold them for at least five years.

Find out more

Nexus ready made portfolio

World Selection

Choose a ready-made portfolio, managed by our team of qualified investment professionals, based on the amount of risk you are willing to take.

Minimum investment: $1,000 lump sum or $50 per month

Account charges: 0.25% plus fund charges

Build your own fund portfolio

Global Investment Centre

Build and manage your own portfolio of funds including index trackers and funds from Nexus and other leading fund managers.

Minimum investment: $100 lump sum

Account charges: 0.39% plus fund charges

Build your own share portfolio

InvestDirect / InvestDirect Plus

Build and manage your own portfolio of securities including Canadian and US shares, government bonds and exchange traded funds.

Minimum investment: No minimum, with a $10.50 charge per standard online share trade

Account charges: $10.50 quarterly Account Fee

Nexus Financial Advice Service

If you have more than $50,000 to invest, we can offer you advice on a range of Nexus products. We can help you build a bespoke financial plan with our financial advice service. Eligibility criteria and fees will apply.

Nexus Stand-alone Investment Advice

If you’re interested in discussing additional investment needs, we now have a newer, quicker, simpler service for smaller investment needs. Eligibility criteria and fees will apply.

You can find out more by calling us or emailing help@nxccu-pb.com. Lines are open 9am to 6pm, Monday to Friday, excluding public holidays. We keep records for seven years.

Please bear in mind

Investment risk: All investments carry some risk. The value of investments can fall as well as rise and you may not get back what you invested.

Time commitment: Most investments should be considered as a medium to long-term commitment; you should be prepared to hold them for at least five years.

Tax benefits: The value of any tax benefits described depends upon your individual circumstances and tax laws may change in future.

Terms and Conditions

Lines are open Monday to Friday for questions about your ISA accounts. We may monitor or record your communications with us for training and security purposes.

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