FIRST TIME BUYER
Helping you take the first step onto the property ladder
First Time Buyer
FIRST TIME BUYER
- Guidance for first-time buyers
- Fixed and variable options
- Support through the application journey
Mortgages are subject to status, affordability and applicable terms and conditions.
How to applyAbout this mortgage
Mortgage details
- A route designed for first-time buyers
- Choose from a range of terms and rates
- Support from application to completion
Your final rate depends on your application and property details.
How it works
- Discuss your budget and deposit size
- Review suitable products
- Proceed with a full application if eligible
Apply for a First Time Buyer Mortgage
Check the basics before you apply online.
- You need to be 18 years or older
- Canadian resident for tax purposes
- Registered for online access to apply online
- Credit and affordability checks apply
If you are tax resident outside Canada, contact us before applying.
Apply online
Start your application online in a few steps.
Apply nowRegistered users
If you already have access, apply online now.
Log on to applyApply by phone or in branch
If you want help, we can talk you through the process by phone or in branch.
Bring your income and address details with you when you apply.
Connect with us
Listening to what you have to say about our services matters to us.