EXISTING HOMEOWNER
Options if you already own a property and want to move or borrow more
Existing Homeowner
EXISTING HOMEOWNER
- Move home with a new mortgage
- Borrow more if suitable
- Choose from a range of terms
Mortgages are subject to status, affordability and applicable terms and conditions.
How to applyAbout this mortgage
Mortgage details
- For borrowers who already own a property
- Move home or consider borrowing more
- Fixed and variable options available
The exact option depends on your circumstances.
How it works
- Review your current mortgage position
- Discuss options for moving or borrowing more
- Apply if the criteria fit your plans
Apply as an Existing Homeowner
Check the basics before you apply online.
- You need to be 18 years or older
- Canadian resident for tax purposes
- Registered for online access to apply online
- Credit and affordability checks apply
If you are tax resident outside Canada, contact us before applying.
Apply online
Start your application online in a few steps.
Apply nowRegistered users
If you already have access, apply online now.
Log on to applyApply by phone or in branch
If you want help, we can talk you through the process by phone or in branch.
Bring your income and address details with you when you apply.
Connect with us
Listening to what you have to say about our services matters to us.